File: /var/www/html/sample/wp-content/plugins/woocommerce-payments/includes/class-wc-payments-account.php
<?php
/**
* Class WC_Payments_Account
*
* @package WooCommerce\Payments
*/
if ( ! defined( 'ABSPATH' ) ) {
exit; // Exit if accessed directly.
}
use Automattic\WooCommerce\Admin\Notes\DataStore;
use Automattic\WooCommerce\Admin\Notes\Note;
use WCPay\Core\Server\Request\Get_Account;
use WCPay\Core\Server\Request\Get_Account_Capital_Link;
use WCPay\Core\Server\Request\Get_Account_Login_Data;
use WCPay\Core\Server\Request;
use WCPay\Core\Server\Request\Update_Account;
use WCPay\Exceptions\API_Exception;
use WCPay\Logger;
use WCPay\Database_Cache;
/**
* Class handling any account connection functionality
*/
class WC_Payments_Account {
// ACCOUNT_OPTION is only used in the supporting dev tools plugin, it can be removed once everyone has upgraded.
const ACCOUNT_OPTION = 'wcpay_account_data';
const ON_BOARDING_DISABLED_TRANSIENT = 'wcpay_on_boarding_disabled';
const ON_BOARDING_STARTED_TRANSIENT = 'wcpay_on_boarding_started';
const ERROR_MESSAGE_TRANSIENT = 'wcpay_error_message';
const INSTANT_DEPOSITS_REMINDER_ACTION = 'wcpay_instant_deposit_reminder';
const TRACKS_EVENT_ACCOUNT_CONNECT_START = 'wcpay_account_connect_start';
const TRACKS_EVENT_ACCOUNT_CONNECT_WPCOM_CONNECTION_SUCCESS = 'wcpay_account_connect_wpcom_connection_success';
const TRACKS_EVENT_ACCOUNT_CONNECT_FINISHED = 'wcpay_account_connect_finished';
const TRACKS_EVENT_KYC_REMINDER_MERCHANT_RETURNED = 'wcpay_kyc_reminder_merchant_returned';
/**
* Client for making requests to the WooCommerce Payments API
*
* @var WC_Payments_API_Client
*/
private $payments_api_client;
/**
* Cache util for managing the account data
*
* @var Database_Cache
*/
private $database_cache;
/**
* Action scheduler service
*
* @var WC_Payments_Action_Scheduler_Service
*/
private $action_scheduler_service;
/**
* Class constructor
*
* @param WC_Payments_API_Client $payments_api_client Payments API client.
* @param Database_Cache $database_cache Database cache util.
* @param WC_Payments_Action_Scheduler_Service $action_scheduler_service Action scheduler service.
*/
public function __construct( WC_Payments_API_Client $payments_api_client, Database_Cache $database_cache, WC_Payments_Action_Scheduler_Service $action_scheduler_service ) {
$this->payments_api_client = $payments_api_client;
$this->database_cache = $database_cache;
$this->action_scheduler_service = $action_scheduler_service;
add_action( 'admin_init', [ $this, 'maybe_handle_onboarding' ] );
add_action( 'admin_init', [ $this, 'maybe_redirect_to_onboarding' ], 11 ); // Run this after the WC setup wizard and onboarding redirection logic.
add_action( 'admin_init', [ $this, 'maybe_redirect_to_wcpay_connect' ], 12 ); // Run this after the redirect to onboarding logic.
add_action( 'woocommerce_payments_account_refreshed', [ $this, 'handle_instant_deposits_inbox_note' ] );
add_action( 'woocommerce_payments_account_refreshed', [ $this, 'handle_loan_approved_inbox_note' ] );
add_action( self::INSTANT_DEPOSITS_REMINDER_ACTION, [ $this, 'handle_instant_deposits_inbox_reminder' ] );
add_filter( 'allowed_redirect_hosts', [ $this, 'allowed_redirect_hosts' ] );
add_action( 'jetpack_site_registered', [ $this, 'clear_cache' ] );
add_action( 'updated_option', [ $this, 'possibly_update_wcpay_account_locale' ], 10, 3 );
add_action( 'woocommerce_woocommerce_payments_updated', [ $this, 'clear_cache' ] );
// Add capital offer redirection.
add_action( 'admin_init', [ $this, 'maybe_redirect_to_capital_offer' ] );
// Add server links handler.
add_action( 'admin_init', [ $this, 'maybe_redirect_to_server_link' ] );
add_action( 'admin_init', [ $this, 'maybe_activate_woopay' ] );
}
/**
* Wipes the account data option, forcing to re-fetch the account status from WP.com.
*/
public function clear_cache() {
$this->database_cache->delete( Database_Cache::ACCOUNT_KEY );
}
/**
* Return connected account ID
*
* @return string|null Account ID if connected, null if not connected or on error
*/
public function get_stripe_account_id() {
$account = $this->get_cached_account_data();
if ( empty( $account ) ) {
return null;
}
return $account['account_id'];
}
/**
* Gets public key for the connected account
*
* @param bool $is_test true to get the test key, false otherwise.
*
* @return string|null public key if connected, null if not connected.
*/
public function get_publishable_key( $is_test ) {
$account = $this->get_cached_account_data();
if ( empty( $account ) ) {
return null;
}
if ( $is_test ) {
return $account['test_publishable_key'];
}
return $account['live_publishable_key'];
}
/**
* Checks if the account is connected, assumes the value of $on_error on server error.
*
* @param bool $on_error Value to return on server error, defaults to false.
*
* @return bool True if the account is connected, false otherwise, $on_error on error.
*/
public function is_stripe_connected( bool $on_error = false ): bool {
try {
return $this->try_is_stripe_connected();
} catch ( Exception $e ) {
return $on_error;
}
}
/**
* Checks if the account is connected, throws on server error.
*
* @return bool True if the account is connected, false otherwise.
* @throws Exception Throws exception when unable to detect connection status.
*/
public function try_is_stripe_connected(): bool {
$account = $this->get_cached_account_data();
if ( false === $account ) {
throw new Exception( __( 'Failed to detect connection status', 'woocommerce-payments' ) );
}
// The empty array indicates that account is not connected yet.
return [] !== $account;
}
/**
* Checks if the account is valid: which means it's connected and has valid card_payments capability status (requested, pending_verification, active and other valid ones).
* Card_payments capability is crucial for account to function properly. If it is unrequested, we shouldn't show
* any other options for the merchants since it'll lead to various errors.
*
* @see https://github.com/Automattic/woocommerce-payments/issues/5275
*
* @return bool True if the account have valid stripe account, false otherwise.
*/
public function is_stripe_account_valid(): bool {
if ( ! $this->is_stripe_connected() ) {
return false;
}
$account = $this->get_cached_account_data();
if ( ! isset( $account['capabilities']['card_payments'] ) ) {
return false;
}
return 'unrequested' !== $account['capabilities']['card_payments'];
}
/**
* Checks if the account has been rejected, assumes the value of false on any account retrieval error.
* Returns false if the account is not connected.
*
* @return bool True if the account is connected and rejected, false otherwise or on error.
*/
public function is_account_rejected(): bool {
if ( ! $this->is_stripe_connected() ) {
return false;
}
$account = $this->get_cached_account_data();
return strpos( $account['status'] ?? '', 'rejected' ) === 0;
}
/**
* Checks if the account has not completed onboarding due to users abandoning the process half way.
* Returns true if the onboarding is started but did not finish.
*
* @return bool True if the account is connected and details are not submitted, false otherwise.
*/
public function is_account_partially_onboarded(): bool {
if ( ! $this->is_stripe_connected() ) {
return false;
}
$account = $this->get_cached_account_data();
return false === $account['details_submitted'];
}
/**
* Gets the account status data for rendering on the settings page.
*
* @return array An array containing the status data, or [ 'error' => true ] on error or no connected account.
*/
public function get_account_status_data() {
$account = $this->get_cached_account_data();
if ( empty( $account ) ) {
// empty means no account. This data should not be used when the account is not connected.
return [
'error' => true,
];
}
if ( ! isset( $account['status'], $account['payments_enabled'] ) ) {
// return an error if any of the account data is missing.
return [
'error' => true,
];
}
return [
'email' => $account['email'] ?? '',
'country' => $account['country'] ?? 'US',
'status' => $account['status'],
'created' => $account['created'] ?? '',
'paymentsEnabled' => $account['payments_enabled'],
'detailsSubmitted' => $account['details_submitted'] ?? true,
'deposits' => $account['deposits'] ?? [],
'depositsStatus' => $account['deposits']['status'] ?? $account['deposits_status'] ?? '',
'currentDeadline' => $account['current_deadline'] ?? false,
'pastDue' => $account['has_overdue_requirements'] ?? false,
'accountLink' => $this->get_login_url(),
'hasSubmittedVatData' => $account['has_submitted_vat_data'] ?? false,
'requirements' => [
'errors' => $account['requirements']['errors'] ?? [],
],
'progressiveOnboarding' => [
'isEnabled' => $account['progressive_onboarding']['is_enabled'] ?? false,
'isComplete' => $account['progressive_onboarding']['is_complete'] ?? false,
'tpv' => (int) ( $account['progressive_onboarding']['tpv'] ?? 0 ),
'firstTransactionDate' => $account['progressive_onboarding']['first_transaction_date'] ?? null,
],
'fraudProtection' => [
'declineOnAVSFailure' => $account['fraud_mitigation_settings']['avs_check_enabled'] ?? null,
'declineOnCVCFailure' => $account['fraud_mitigation_settings']['cvc_check_enabled'] ?? null,
],
];
}
/**
* Gets the account statement descriptor for rendering on the settings page.
*
* @return string Account statement descriptor.
*/
public function get_statement_descriptor() : string {
$account = $this->get_cached_account_data();
return ! empty( $account ) && isset( $account['statement_descriptor'] ) ? $account['statement_descriptor'] : '';
}
/**
* Gets the business name.
*
* @return string Business profile name.
*/
public function get_business_name() : string {
$account = $this->get_cached_account_data();
return isset( $account['business_profile']['name'] ) ? $account['business_profile']['name'] : '';
}
/**
* Gets the business url.
*
* @return string Business profile url.
*/
public function get_business_url() : string {
$account = $this->get_cached_account_data();
return isset( $account['business_profile']['url'] ) ? $account['business_profile']['url'] : '';
}
/**
* Gets the business support address.
*
* @return array Business profile support address.
*/
public function get_business_support_address() : array {
$account = $this->get_cached_account_data();
return isset( $account['business_profile']['support_address'] ) ? $account['business_profile']['support_address'] : [];
}
/**
* Gets the business support email.
*
* @return string Business profile support email.
*/
public function get_business_support_email() : string {
$account = $this->get_cached_account_data();
return isset( $account['business_profile']['support_email'] ) ? $account['business_profile']['support_email'] : '';
}
/**
* Gets the business support phone.
*
* @return string Business profile support phone.
*/
public function get_business_support_phone() : string {
$account = $this->get_cached_account_data();
return isset( $account['business_profile']['support_phone'] ) ? $account['business_profile']['support_phone'] : '';
}
/**
* Gets the branding logo.
*
* @return string branding logo.
*/
public function get_branding_logo() : string {
$account = $this->get_cached_account_data();
return isset( $account['branding']['logo'] ) ? $account['branding']['logo'] : '';
}
/**
* Gets the branding icon.
*
* @return string branding icon.
*/
public function get_branding_icon() : string {
$account = $this->get_cached_account_data();
return isset( $account['branding']['icon'] ) ? $account['branding']['icon'] : '';
}
/**
* Gets the branding primary color.
*
* @return string branding primary color.
*/
public function get_branding_primary_color() : string {
$account = $this->get_cached_account_data();
return isset( $account['branding']['primary_color'] ) ? $account['branding']['primary_color'] : '';
}
/**
* Gets the branding secondary color.
*
* @return string branding secondary color.
*/
public function get_branding_secondary_color() : string {
$account = $this->get_cached_account_data();
return isset( $account['branding']['secondary_color'] ) ? $account['branding']['secondary_color'] : '';
}
/**
* Gets the deposit schedule interval.
*
* @return string interval e.g. weekly, monthly.
*/
public function get_deposit_schedule_interval(): string {
$account = $this->get_cached_account_data();
return $account['deposits']['interval'] ?? '';
}
/**
* Gets the deposit schedule weekly anchor.
*
* @return string weekly anchor e.g. monday, tuesday.
*/
public function get_deposit_schedule_weekly_anchor(): string {
$account = $this->get_cached_account_data();
return $account['deposits']['weekly_anchor'] ?? '';
}
/**
* Gets the deposit schedule monthly anchor.
*
* @return int|null monthly anchor e.g. 1, 2.
*/
public function get_deposit_schedule_monthly_anchor() {
$account = $this->get_cached_account_data();
return ! empty( $account['deposits']['monthly_anchor'] ) ? $account['deposits']['monthly_anchor'] : null;
}
/**
* Gets the number of days payments are delayed for.
*
* @return int|null e.g. 2, 7.
*/
public function get_deposit_delay_days() {
$account = $this->get_cached_account_data();
return $account['deposits']['delay_days'] ?? null;
}
/**
* Gets the deposit status
*
* @return string e.g. disabled, blocked, enabled.
*/
public function get_deposit_status(): string {
$account = $this->get_cached_account_data();
return $account['deposits']['status'] ?? '';
}
/**
* Gets the deposit restrictions
*
* @return string e.g. not_blocked, blocked, schedule locked.
*/
public function get_deposit_restrictions(): string {
$account = $this->get_cached_account_data();
return $account['deposits']['restrictions'] ?? '';
}
/**
* Gets whether the account has completed the deposit waiting period.
*
* @return bool
*/
public function get_deposit_completed_waiting_period(): bool {
$account = $this->get_cached_account_data();
return $account['deposits']['completed_waiting_period'] ?? false;
}
/**
* Get card present eligible flag account
*
* @return bool
*/
public function is_card_present_eligible(): bool {
$account = $this->get_cached_account_data();
return $account['card_present_eligible'] ?? false;
}
/**
* Get has account connected readers flag
*
* @return bool
*/
public function has_card_readers_available(): bool {
$account = $this->get_cached_account_data();
return $account['has_card_readers_available'] ?? false;
}
/**
* Gets the current account fees for rendering on the settings page.
*
* @return array Fees.
*/
public function get_fees() {
$account = $this->get_cached_account_data();
return ! empty( $account ) && isset( $account['fees'] ) ? $account['fees'] : [];
}
/**
* Get the progressive onboarding details needed on the frontend.
*
* @return array Progressive Onboarding details.
*/
public function get_progressive_onboarding_details(): array {
$account = $this->get_cached_account_data();
return [
'isEnabled' => $account['progressive_onboarding']['is_enabled'] ?? false,
'isComplete' => $account['progressive_onboarding']['is_complete'] ?? false,
'isNewFlowEnabled' => WC_Payments_Utils::should_use_progressive_onboarding_flow(),
];
}
/**
* Gets the current account loan data for rendering on the settings pages.
*
* @return array loan data.
*/
public function get_capital() {
$account = $this->get_cached_account_data();
return ! empty( $account ) && isset( $account['capital'] ) && ! empty( $account['capital'] ) ? $account['capital'] : [
'loans' => [],
'has_active_loan' => false,
'has_previous_loans' => false,
];
}
/**
* Gets the current account email for rendering on the settings page.
*
* @return string Email.
*/
public function get_account_email(): string {
$account = $this->get_cached_account_data();
return $account['email'] ?? '';
}
/**
* Gets the customer currencies supported by Stripe available for the account.
*
* @return array Currencies.
*/
public function get_account_customer_supported_currencies() {
$account = $this->get_cached_account_data();
return ! empty( $account ) && isset( $account['customer_currencies']['supported'] ) ? $account['customer_currencies']['supported'] : [];
}
/**
* Gets the account live mode value.
*
* @return bool|null Account is_live value.
*/
public function get_is_live() {
$account = $this->get_cached_account_data();
return ! empty( $account ) && isset( $account['is_live'] ) ? $account['is_live'] : null;
}
/**
* Gets the various anti-fraud services that must be included on every WCPay-related page.
*
* @return array Assoc array. Each key is the slug of a fraud service that must be incorporated to every page, the value is service-specific config for it.
*/
public function get_fraud_services_config() {
$account = $this->get_cached_account_data();
if ( empty( $account ) || ! isset( $account['fraud_services'] ) ) {
// This was the default before adding new anti-fraud providers, preserve backwards-compatibility.
return [ 'stripe' => [] ];
}
$services_config = $account['fraud_services'];
$filtered_services_config = [];
foreach ( $services_config as $service_id => $config ) {
$filtered_services_config[ $service_id ] = apply_filters( 'wcpay_prepare_fraud_config', $config, $service_id );
}
return $filtered_services_config;
}
/**
* Checks if the request is for the Capital view offer redirection page, and redirects to the offer if so.
*
* Only admins are be able to perform this action. The redirect doesn't happen if the request is an AJAX request.
* This method will end execution after the redirect if the user requests and is allowed to view the loan offer.
*/
public function maybe_redirect_to_capital_offer() {
if ( wp_doing_ajax() ) {
return;
}
// Safety check to prevent non-admin users to be redirected to the view offer page.
if ( ! current_user_can( 'manage_woocommerce' ) ) {
return;
}
// This is an automatic redirection page, used to authenticate users that come from the offer email. For this reason
// we're not using a nonce. The GET parameter accessed here is just to indicate that we should process the redirection.
// phpcs:disable WordPress.Security.NonceVerification.Recommended
if ( ! isset( $_GET['wcpay-loan-offer'] ) ) {
return;
}
$return_url = $this->get_overview_page_url();
$refresh_url = add_query_arg( [ 'wcpay-loan-offer' => '' ], admin_url( 'admin.php' ) );
try {
$request = Get_Account_Capital_Link::create();
$type = 'capital_financing_offer';
$request->set_type( $type );
$request->set_return_url( $return_url );
$request->set_refresh_url( $refresh_url );
$capital_link = $request->send( 'wcpay_get_account_capital_link' );
$this->redirect_to( $capital_link['url'] );
} catch ( Exception $e ) {
$error_url = add_query_arg(
[ 'wcpay-loan-offer-error' => '1' ],
self::get_overview_page_url()
);
$this->redirect_to( $error_url );
}
}
/**
* Checks if the request is for the server links handler, and redirects to the link if it's valid.
*
* Only admins are be able to perform this action. The redirect doesn't happen if the request is an AJAX request.
* This method will end execution after the redirect if the user is allowed to view the link and the link is valid.
*/
public function maybe_redirect_to_server_link() {
if ( wp_doing_ajax() ) {
return;
}
// Safety check to prevent non-admin users to be redirected to the view offer page.
if ( ! current_user_can( 'manage_woocommerce' ) ) {
return;
}
// This is an automatic redirection page, used to authenticate users that come from an email link. For this reason
// we're not using a nonce. The GET parameter accessed here is just to indicate that we should process the redirection.
// phpcs:disable WordPress.Security.NonceVerification.Recommended
if ( ! isset( $_GET['wcpay-link-handler'] ) ) {
return;
}
// Get all request arguments to be forwarded and remove the link handler identifier.
$args = $_GET;
unset( $args['wcpay-link-handler'] );
$this->redirect_to_account_link( $args );
}
/**
* Function to immediately redirect to the account link.
*
* @param array $args The arguments to be sent with the link request.
*/
private function redirect_to_account_link( array $args ) {
try {
$link = $this->payments_api_client->get_link( $args );
if ( isset( $args['type'] ) && 'complete_kyc_link' === $args['type'] && isset( $link['state'] ) ) {
set_transient( 'wcpay_stripe_onboarding_state', $link['state'], DAY_IN_SECONDS );
}
$this->redirect_to( $link['url'] );
} catch ( API_Exception $e ) {
$error_url = add_query_arg(
[ 'wcpay-server-link-error' => '1' ],
self::get_overview_page_url()
);
$this->redirect_to( $error_url );
}
}
/**
* Utility function to immediately redirect to the main "Welcome to WooPayments" onboarding page.
* Note that this function immediately ends the execution.
*
* @param string $error_message Optional error message to show in a notice.
*/
public function redirect_to_onboarding_welcome_page( $error_message = null ) {
if ( isset( $error_message ) ) {
set_transient( self::ERROR_MESSAGE_TRANSIENT, $error_message, 30 );
}
$params = [
'page' => 'wc-admin',
'path' => '/payments/connect',
];
if ( count( $params ) === count( array_intersect_assoc( $_GET, $params ) ) ) { // phpcs:disable WordPress.Security.NonceVerification.Recommended
// We are already in the onboarding page, do nothing.
return;
}
wp_safe_redirect( admin_url( add_query_arg( $params, 'admin.php' ) ) );
exit();
}
/**
* Checks if Stripe account is connected and redirects to the onboarding page if it is not.
*
* @return bool True if the redirection happened.
*/
public function maybe_redirect_to_onboarding() {
if ( wp_doing_ajax() || ! current_user_can( 'manage_woocommerce' ) ) {
return false;
}
$is_on_settings_page = WC_Payments_Admin_Settings::is_current_page_settings();
$should_redirect_to_onboarding = (bool) get_option( 'wcpay_should_redirect_to_onboarding', false );
if (
// If not loading the settings page...
! $is_on_settings_page
// ...and we have redirected before.
&& ! $should_redirect_to_onboarding
) {
// Do not attempt to redirect again.
return false;
}
$account = $this->get_cached_account_data();
if ( false === $account ) {
// Failed to retrieve account data. Exception is logged in http client.
return false;
}
if ( $should_redirect_to_onboarding ) {
// Update the option. If there's an account connected, we won't need to redirect in the future.
// If not, we will redirect once and will not want to redirect again.
update_option( 'wcpay_should_redirect_to_onboarding', false );
}
if ( ! empty( $account ) ) {
// Do not redirect if connected.
return false;
}
// Redirect directly to onboarding page if come from WC Admin task and are in treatment mode.
$http_referer = sanitize_text_field( wp_unslash( $_SERVER['HTTP_REFERER'] ?? '' ) );
if ( 0 < strpos( $http_referer, 'task=payments' ) ) {
$this->redirect_to_onboarding_flow_page();
}
// Redirect if not connected.
$this->redirect_to_onboarding_welcome_page();
return true;
}
/**
* Redirects to the wcpay-connect URL, which then redirects to the KYC flow.
*
* This URL is used by the KYC reminder email. We can't take the merchant
* directly to the wcpay-connect URL because it's nonced, and the
* nonce will likely be expired by the time the user follows the link.
* That's why we need this middleman instead.
*
* @return bool True if the redirection happened, false otherwise.
*/
public function maybe_redirect_to_wcpay_connect() {
if ( wp_doing_ajax() || ! current_user_can( 'manage_woocommerce' ) ) {
return false;
}
$params = [
'page' => 'wc-admin',
'path' => '/payments/connect',
];
// We're not in the onboarding page, don't redirect.
if ( count( $params ) !== count( array_intersect_assoc( $_GET, $params ) ) ) { // phpcs:disable WordPress.Security.NonceVerification.Recommended
return false;
}
if ( ! isset( $_GET['wcpay-connect-redirect'] ) ) {
return false;
}
$redirect_param = sanitize_text_field( wp_unslash( $_GET['wcpay-connect-redirect'] ) );
// Let's record in Tracks merchants returning via the KYC reminder email.
if ( 'initial' === $redirect_param ) {
$offset = 1;
$description = 'initial';
} elseif ( 'second' === $redirect_param ) {
$offset = 3;
$description = 'second';
} else {
$follow_number = in_array( $redirect_param, [ '1', '2', '3', '4' ], true ) ? $redirect_param : '0';
// offset is recorded in days, $follow_number maps to the week number.
$offset = (int) $follow_number * 7;
$description = 'weekly-' . $follow_number;
}
$track_props = [
'offset' => $offset,
'description' => $description,
];
$this->tracks_event( self::TRACKS_EVENT_KYC_REMINDER_MERCHANT_RETURNED, $track_props );
// Take the user to the 'wcpay-connect' URL.
// We handle creating and redirecting to the account link there.
$connect_url = add_query_arg(
[
'wcpay-connect' => '1',
'_wpnonce' => wp_create_nonce( 'wcpay-connect' ),
],
admin_url( 'admin.php' )
);
$this->redirect_to( $connect_url );
return true;
}
/**
* Filter function to add Stripe to the list of allowed redirect hosts
*
* @param array $hosts - array of allowed hosts.
*
* @return array allowed hosts
*/
public function allowed_redirect_hosts( $hosts ) {
$hosts[] = 'connect.stripe.com';
return $hosts;
}
/**
* Handle onboarding (login/init/redirect) routes
*/
public function maybe_handle_onboarding() {
if ( ! is_admin() || ! current_user_can( 'manage_woocommerce' ) ) {
return;
}
if ( isset( $_GET['wcpay-login'] ) && check_admin_referer( 'wcpay-login' ) ) {
try {
if ( $this->is_account_partially_onboarded() ) {
$args = $_GET;
$args['type'] = 'complete_kyc_link';
$this->redirect_to_account_link( $args );
}
$this->redirect_to_login();
} catch ( Exception $e ) {
Logger::error( 'Failed redirect_to_login: ' . $e );
wp_safe_redirect(
add_query_arg(
[ 'wcpay-login-error' => '1' ],
self::get_overview_page_url()
)
);
exit;
}
return;
}
if ( isset( $_GET['wcpay-reconnect-wpcom'] ) && check_admin_referer( 'wcpay-reconnect-wpcom' ) ) {
$this->payments_api_client->start_server_connection( WC_Payments_Admin_Settings::get_settings_url() );
return;
}
if ( isset( $_GET['wcpay-connect'] ) && check_admin_referer( 'wcpay-connect' ) ) {
$incentive = ! empty( $_GET['promo'] ) ? sanitize_text_field( wp_unslash( $_GET['promo'] ) ) : '';
$progressive = ! empty( $_GET['progressive'] ) && 'true' === $_GET['progressive'];
// Track connection start.
if ( ! isset( $_GET['wcpay-connect-jetpack-success'] ) ) {
$test_mode = isset( $_GET['test_mode'] ) ? boolval( wc_clean( wp_unslash( $_GET['test_mode'] ) ) ) : false;
$event_properties = [
'incentive' => $incentive,
'is_new_onboarding_flow' => $progressive,
'woo_country_code' => WC()->countries->get_base_country(),
'mode' => $test_mode || WC_Payments::mode()->is_test() ? 'test' : 'live',
];
$this->tracks_event(
self::TRACKS_EVENT_ACCOUNT_CONNECT_START,
$event_properties
);
}
$wcpay_connect_param = sanitize_text_field( wp_unslash( $_GET['wcpay-connect'] ) );
$from_wc_admin_task = 'WCADMIN_PAYMENT_TASK' === $wcpay_connect_param;
$from_wc_pay_connect_page = false !== strpos( wp_get_referer(), 'path=%2Fpayments%2Fconnect' );
if ( ( $from_wc_admin_task || $from_wc_pay_connect_page ) ) {
$this->redirect_to_onboarding_flow_page();
}
if ( isset( $_GET['wcpay-disable-onboarding-test-mode'] ) ) {
WC_Payments_Onboarding_Service::set_test_mode( false );
$this->redirect_to_onboarding_flow_page();
return;
}
// Hide menu notification badge upon starting setup.
update_option( 'wcpay_menu_badge_hidden', 'yes' );
if ( isset( $_GET['wcpay-connect-jetpack-success'] ) ) {
if ( ! $this->payments_api_client->is_server_connected() ) {
$this->redirect_to_onboarding_welcome_page(
sprintf(
/* translators: %s: WooPayments */
__( 'Connection to WordPress.com failed. Please connect to WordPress.com to start using %s.', 'woocommerce-payments' ),
'WooPayments'
)
);
return;
}
// Track successful Jetpack connection.
$test_mode = isset( $_GET['test_mode'] ) ? boolval( wc_clean( wp_unslash( $_GET['test_mode'] ) ) ) : false;
$event_properties = [
'incentive' => $incentive,
'is_new_onboarding_flow' => $progressive,
'woo_country_code' => WC()->countries->get_base_country(),
'mode' => $test_mode || WC_Payments::mode()->is_test() ? 'test' : 'live',
];
$this->tracks_event(
self::TRACKS_EVENT_ACCOUNT_CONNECT_WPCOM_CONNECTION_SUCCESS,
$event_properties
);
}
try {
$this->maybe_init_jetpack_connection(
$wcpay_connect_param,
[
'promo' => $incentive,
'progressive' => $progressive,
]
);
} catch ( Exception $e ) {
$this->redirect_to_onboarding_welcome_page(
/* translators: error message. */
sprintf( __( 'There was a problem connecting this site to WordPress.com: "%s"', 'woocommerce-payments' ), $e->getMessage() )
);
return;
}
try {
$this->init_stripe_onboarding(
$wcpay_connect_param,
[
'promo' => $incentive,
'progressive' => $progressive,
]
);
} catch ( Exception $e ) {
Logger::error( 'Init Stripe onboarding flow failed. ' . $e );
$this->redirect_to_onboarding_welcome_page(
__( 'There was a problem redirecting you to the account connection page. Please try again.', 'woocommerce-payments' )
);
}
return;
}
if (
isset( $_GET['wcpay-state'] )
&& isset( $_GET['wcpay-mode'] )
) {
$state = sanitize_text_field( wp_unslash( $_GET['wcpay-state'] ) );
$mode = sanitize_text_field( wp_unslash( $_GET['wcpay-mode'] ) );
$this->finalize_connection( $state, $mode );
return;
}
}
/**
* Get Stripe login url
*
* @return string Stripe account login url.
*/
private function get_login_url() {
return add_query_arg( // nosemgrep: audit.php.wp.security.xss.query-arg -- no user input data used.
[
'wcpay-login' => '1',
'_wpnonce' => wp_create_nonce( 'wcpay-login' ),
]
);
}
/**
* Get Stripe connect url
*
* @see WC_Payments_Account::get_onboarding_return_url(). The $wcpay_connect_from param relies on this function returning the corresponding URL.
* @param string $wcpay_connect_from Optional. A page ID representing where the user should be returned to after connecting. Default is '1' - redirects back to the WC Payments overview page.
*
* @return string Stripe account login url.
*/
public static function get_connect_url( $wcpay_connect_from = '1' ) {
return wp_nonce_url( add_query_arg( [ 'wcpay-connect' => $wcpay_connect_from ], admin_url( 'admin.php' ) ), 'wcpay-connect' );
}
/**
* Payments task page url
*
* @return string payments task page url
*/
public static function get_payments_task_page_url() {
return add_query_arg(
[
'page' => 'wc-admin',
'task' => 'payments',
'method' => 'wcpay',
],
admin_url( 'admin.php' )
);
}
/**
* Get overview page url
*
* @return string overview page url
*/
public static function get_overview_page_url() {
return add_query_arg(
[
'page' => 'wc-admin',
'path' => '/payments/overview',
],
admin_url( 'admin.php' )
);
}
/**
* Checks if the current page is overview page
*
* @return boolean
*/
public static function is_overview_page() {
return isset( $_GET['path'] ) && '/payments/overview' === $_GET['path'];
}
/**
* Get WPCOM/Jetpack reconnect url, for use in case of missing connection owner.
*
* @return string WPCOM/Jetpack reconnect url.
*/
public static function get_wpcom_reconnect_url() {
return admin_url(
add_query_arg(
[
'wcpay-reconnect-wpcom' => '1',
'_wpnonce' => wp_create_nonce( 'wcpay-reconnect-wpcom' ),
],
'admin.php'
)
);
}
/**
* Has on-boarding been disabled?
*
* @return boolean
*/
public static function is_on_boarding_disabled() {
// If the transient isn't set at all, we'll get false indicating that the server hasn't informed us that
// on-boarding has been disabled (i.e. it's enabled as far as we know).
return get_transient( self::ON_BOARDING_DISABLED_TRANSIENT );
}
/**
* Calls wp_safe_redirect and exit.
*
* This method will end the execution immediately after the redirection.
*
* @param string $location The URL to redirect to.
*/
protected function redirect_to( $location ) {
wp_safe_redirect( $location );
exit;
}
/**
* Starts the Jetpack connection flow if it's not already fully connected.
*
* @param string $wcpay_connect_from - where the user should be returned to after connecting.
* @param array $additional_args - additional query args to add to the return URL.
*
* @throws API_Exception If there was an error when registering the site on WP.com.
*/
private function maybe_init_jetpack_connection( $wcpay_connect_from, $additional_args = [] ) {
$is_jetpack_fully_connected = $this->payments_api_client->is_server_connected() && $this->payments_api_client->has_server_connection_owner();
if ( $is_jetpack_fully_connected ) {
return;
}
$redirect = add_query_arg(
array_merge(
[
'wcpay-connect' => $wcpay_connect_from,
'wcpay-connect-jetpack-success' => '1',
'_wpnonce' => wp_create_nonce( 'wcpay-connect' ),
],
$additional_args
),
$this->get_onboarding_return_url( $wcpay_connect_from )
);
$this->payments_api_client->start_server_connection( $redirect );
}
/**
* For the connected account, fetches the login url from the API and redirects to it
*/
private function redirect_to_login() {
// Clear account transient when generating Stripe dashboard's login link.
$this->clear_cache();
$redirect_url = $this->get_overview_page_url();
$request = Get_Account_Login_Data::create();
$request->set_redirect_url( $redirect_url );
$response = $request->send( 'wpcay_get_account_login_data' );
$login_data = $response->to_array();
wp_safe_redirect( $login_data['url'] );
exit;
}
/**
* Builds the URL to return the user to after the Jetpack/Onboarding flow.
*
* @param string $wcpay_connect_from - Constant to decide where the user should be returned to after connecting.
* @return string
*/
private function get_onboarding_return_url( $wcpay_connect_from ) {
$is_from_subscription_product_publish = preg_match(
'/WC_SUBSCRIPTIONS_PUBLISH_PRODUCT_(\d+)/',
$wcpay_connect_from,
$matches
);
if ( 1 === $is_from_subscription_product_publish ) {
return add_query_arg( // nosemgrep: audit.php.wp.security.xss.query-arg -- specific admin url passed in.
[ 'wcpay-subscriptions-onboarded' => '1' ],
get_edit_post_link( $matches[1], 'url' )
);
}
// If connection originated on the WCADMIN payment task page, return there.
// else goto the overview page, since now it is GA (earlier it was redirected to plugin settings page).
switch ( $wcpay_connect_from ) {
case 'WCADMIN_PAYMENT_TASK':
return $this->get_payments_task_page_url();
case 'WC_SUBSCRIPTIONS_TABLE':
return admin_url( add_query_arg( [ 'post_type' => 'shop_subscription' ], 'edit.php' ) );
default:
return $this->get_overview_page_url();
}
}
/**
* Initializes the onboarding flow by fetching the URL from the API and redirecting to it.
*
* @param string $wcpay_connect_from - where the user should be returned to after connecting.
* @param array $additional_args - additional query args to add to the return URL.
*/
private function init_stripe_onboarding( $wcpay_connect_from, $additional_args = [] ) {
if ( get_transient( self::ON_BOARDING_STARTED_TRANSIENT ) ) {
$this->redirect_to_onboarding_welcome_page(
__( 'There was a duplicate attempt to initiate account setup. Please wait a few seconds and try again.', 'woocommerce-payments' )
);
return;
}
// Set a quickly expiring transient to save the current onboarding state and avoid duplicate requests.
set_transient( self::ON_BOARDING_STARTED_TRANSIENT, true, 10 );
// Clear account transient when generating Stripe's oauth data.
$this->clear_cache();
// Enable dev mode if the test_mode query param is set.
$test_mode = isset( $_GET['test_mode'] ) ? boolval( wc_clean( wp_unslash( $_GET['test_mode'] ) ) ) : false;
if ( $test_mode ) {
WC_Payments_Onboarding_Service::set_test_mode( true );
}
// Clear persisted onboarding flow state.
WC_Payments_Onboarding_Service::clear_onboarding_flow_state();
$current_user = wp_get_current_user();
$return_url = $this->get_onboarding_return_url( $wcpay_connect_from );
if ( ! empty( $additional_args ) ) {
$return_url = add_query_arg( $additional_args, $return_url );
}
// Flags to enable progressive onboarding and collect payout requirements.
$progressive = ! empty( $_GET['progressive'] ) && 'true' === $_GET['progressive'];
$collect_payout_requirements = ! empty( $_GET['collect_payout_requirements'] ) && 'true' === $_GET['collect_payout_requirements'];
// Onboarding self-assessment data.
$self_assessment_data = isset( $_GET['self_assessment'] ) ? wc_clean( wp_unslash( $_GET['self_assessment'] ) ) : [];
if ( $self_assessment_data ) {
$business_type = $self_assessment_data['business_type'] ?? null;
$account_data = [
'setup_mode' => 'live', // If there is self assessment data, the user chose the 'live' setup mode.
'country' => $self_assessment_data['country'] ?? null,
'email' => $self_assessment_data['email'] ?? null,
'business_name' => $self_assessment_data['business_name'] ?? null,
'url' => $self_assessment_data['url'] ?? null,
'mcc' => $self_assessment_data['mcc'] ?? null,
'business_type' => $business_type,
'company' => [
'structure' => 'company' === $business_type ? ( $self_assessment_data['company']['structure'] ?? null ) : null,
],
'individual' => [
'first_name' => $self_assessment_data['individual']['first_name'] ?? null,
'last_name' => $self_assessment_data['individual']['last_name'] ?? null,
'phone' => $self_assessment_data['phone'] ?? null,
],
'store' => [
'annual_revenue' => $self_assessment_data['annual_revenue'] ?? null,
'go_live_timeframe' => $self_assessment_data['go_live_timeframe'] ?? null,
],
];
} elseif ( $test_mode ) {
$home_url = get_home_url();
$default_url = 'http://wcpay.test';
$url = wp_http_validate_url( $home_url ) ? $home_url : $default_url;
// If the site is running on localhost, use the default URL. This is to avoid Stripe's errors.
// wp_http_validate_url does not check that, unfortunately.
if ( wp_parse_url( $home_url, PHP_URL_HOST ) === 'localhost' ) {
$url = $default_url;
}
$account_data = [
'setup_mode' => 'test',
'country' => 'US',
'business_type' => 'individual',
'individual' => [
'first_name' => 'John',
'last_name' => 'Woolliams',
'address' => [
'country' => 'US',
'state' => 'California',
'city' => 'South San Francisco',
'line1' => '1040 Grand Ave',
'postal_code' => '94080',
],
'ssn_last_4' => '0000',
'phone' => '+10000000000',
'dob' => [
'day' => '1',
'month' => '1',
'year' => '1980',
],
],
'mcc' => '5734',
'url' => $url,
'business_name' => get_bloginfo( 'name' ),
];
} else {
$account_data = [];
}
$onboarding_data = $this->payments_api_client->get_onboarding_data(
$return_url,
[
'site_username' => $current_user->user_login,
'site_locale' => get_locale(),
],
$this->get_actioned_notes(),
array_filter( $account_data ), // nosemgrep: audit.php.lang.misc.array-filter-no-callback -- output of array_filter is escaped.
$progressive,
$collect_payout_requirements
);
delete_transient( self::ON_BOARDING_STARTED_TRANSIENT );
// If an account already exists for this site, we're done.
if ( false === $onboarding_data['url'] ) {
WC_Payments::get_gateway()->update_option( 'enabled', 'yes' );
update_option( '_wcpay_onboarding_stripe_connected', [ 'is_existing_stripe_account' => true ] );
wp_safe_redirect(
add_query_arg(
[ 'wcpay-connection-success' => '1' ],
$return_url
)
);
exit;
}
set_transient( 'woopay_enabled_by_default', $onboarding_data['woopay_enabled_by_default'], DAY_IN_SECONDS );
set_transient( 'wcpay_stripe_onboarding_state', $onboarding_data['state'], DAY_IN_SECONDS );
wp_safe_redirect( $onboarding_data['url'] );
exit;
}
/**
* Activates WooPay when visiting the KYC success page and woopay_enabled_by_default transient is set to true.
*/
public function maybe_activate_woopay() {
if ( ! isset( $_GET['wcpay-connection-success'] ) ) { // phpcs:ignore WordPress.Security.NonceVerification
return;
}
if ( get_transient( 'woopay_enabled_by_default' ) ) {
WC_Payments::get_gateway()->update_is_woopay_enabled( true );
delete_transient( 'woopay_enabled_by_default' );
}
}
/**
* Once the API redirects back to the site after the onboarding flow, verifies the parameters and stores the data
*
* @param string $state Secret string.
* @param string $mode Mode in which this account has been connected. Either 'test' or 'live'.
*/
private function finalize_connection( $state, $mode ) {
if ( get_transient( 'wcpay_stripe_onboarding_state' ) !== $state ) {
$this->redirect_to_onboarding_welcome_page(
__( 'There was a problem processing your account data. Please try again.', 'woocommerce-payments' )
);
return;
}
delete_transient( 'wcpay_stripe_onboarding_state' );
$this->clear_cache();
$gateway = WC_Payments::get_gateway();
$gateway->update_option( 'enabled', 'yes' );
$gateway->update_option( 'test_mode', 'test' === $mode ? 'yes' : 'no' );
// Store a state after completing KYC for tracks. This is stored temporarily in option because
// user might not have agreed to TOS yet.
update_option( '_wcpay_onboarding_stripe_connected', [ 'is_existing_stripe_account' => false ] );
// Automatically enable deferred intent UPE for new stores.
update_option( WC_Payments_Features::UPE_DEFERRED_INTENT_FLAG_NAME, '1' );
// Track account connection finish.
$incentive = ! empty( $_GET['promo'] ) ? sanitize_text_field( wp_unslash( $_GET['promo'] ) ) : '';
$progressive = ! empty( $_GET['progressive'] ) && 'true' === $_GET['progressive'];
$event_properties = [
'incentive' => $incentive,
'is_new_onboarding_flow' => $progressive,
'woo_country_code' => WC()->countries->get_base_country(),
'mode' => 'test' === $mode ? 'test' : 'live',
];
$this->tracks_event(
self::TRACKS_EVENT_ACCOUNT_CONNECT_FINISHED,
$event_properties
);
wp_safe_redirect(
add_query_arg(
[
'wcpay-state' => false,
'wcpay-account-id' => false,
'wcpay-live-publishable-key' => false,
'wcpay-test-publishable-key' => false,
'wcpay-mode' => false,
'wcpay-connection-success' => '1',
]
)
);
exit;
}
/**
* Gets and caches the data for the account connected to this site.
*
* @param bool $force_refresh Forces data to be fetched from the server, rather than using the cache.
*
* @return array|bool Account data or false if failed to retrieve account data.
*/
public function get_cached_account_data( bool $force_refresh = false ) {
if ( ! $this->payments_api_client->is_server_connected() ) {
return [];
}
$refreshed = false;
$account = $this->database_cache->get_or_add(
Database_Cache::ACCOUNT_KEY,
function () {
try {
// Since we're about to call the server again, clear out the on-boarding disabled flag. We can let the code
// below re-create it if the server tells us on-boarding is still disabled.
delete_transient( self::ON_BOARDING_DISABLED_TRANSIENT );
$request = Get_Account::create();
$response = $request->send( 'wcpay_get_account' );
$account = $response->to_array();
} catch ( API_Exception $e ) {
if ( 'wcpay_account_not_found' === $e->get_error_code() ) {
// Special case - detect account not connected and cache it.
$account = [];
} elseif ( 'wcpay_on_boarding_disabled' === $e->get_error_code() ) {
// Special case - detect account not connected and on-boarding disabled. This will get updated the
// next time we call the server for account information, but just in case we set the expiry time for
// this setting an hour longer than the account details transient.
$account = [];
set_transient( self::ON_BOARDING_DISABLED_TRANSIENT, true, 2 * HOUR_IN_SECONDS );
} else {
// Return false to signal account retrieval error.
return false;
}
}
if ( ! $this->is_valid_cached_account( $account ) ) {
return false;
}
return $account;
},
[ $this, 'is_valid_cached_account' ],
$force_refresh,
$refreshed
);
if ( null === $account ) {
return false;
}
if ( $refreshed ) {
// Allow us to tie in functionality to an account refresh.
do_action( 'woocommerce_payments_account_refreshed', $account );
}
return $account;
}
/**
* Updates the cached account data.
*
* @param string $property Property to update.
* @param mixed $data Data to update.
*
* @return void
*/
public function update_cached_account_data( $property, $data ) {
$account_data = $this->database_cache->get( Database_Cache::ACCOUNT_KEY );
$account_data[ $property ] = is_array( $data ) ? array_merge( $account_data[ $property ] ?? [], $data ) : $data;
$this->database_cache->add( Database_Cache::ACCOUNT_KEY, $account_data );
}
/**
* Refetches account data and returns the fresh data.
*
* @return array|bool|string Either the new account data or false if unavailable.
*/
public function refresh_account_data() {
return $this->get_cached_account_data( true );
}
/**
* Updates the account data.
*
* @param string $property Property to update.
* @param mixed $data Data to update.
*/
public function update_account_data( $property, $data ) {
return $this->update_cached_account_data( $property, $data );
}
/**
* Checks if the cached account can be used in the current plugin state.
*
* @param bool|string|array $account cached account data.
*
* @return bool True if the cached account is valid.
*/
public function is_valid_cached_account( $account ) {
// null/false means no account has been cached.
if ( null === $account || false === $account ) {
return false;
}
// Non-array values are not expected.
if ( ! is_array( $account ) ) {
return false;
}
// empty array - special value to indicate that there's no account connected.
if ( empty( $account ) ) {
return true;
}
// live accounts are always valid.
if ( $account['is_live'] ) {
return true;
}
// test accounts are valid only when in dev mode.
if ( WC_Payments::mode()->is_dev() ) {
return true;
}
return false;
}
/**
* Updates Stripe account settings.
*
* @param array $stripe_account_settings Settings to update.
*
* @return null|string Error message if update failed.
*/
public function update_stripe_account( $stripe_account_settings ) {
try {
if ( ! $this->settings_changed( $stripe_account_settings ) ) {
Logger::info( 'Skip updating account settings. Nothing is changed.' );
return;
}
$request = Update_Account::from_account_settings( $stripe_account_settings );
$response = $request->send( 'wcpay_update_account_settings' );
$updated_account = $response->to_array();
$this->database_cache->add( Database_Cache::ACCOUNT_KEY, $updated_account );
} catch ( Exception $e ) {
Logger::error( 'Failed to update Stripe account ' . $e );
return $e->getMessage();
}
}
/**
* Checks if account settings changed.
*
* @param array $changes Account settings changes.
*
* @return bool True if at least one parameter value is changed.
*/
private function settings_changed( $changes = [] ) {
$account = $this->database_cache->get( Database_Cache::ACCOUNT_KEY );
// Consider changes as valid if we don't have cached account data.
if ( ! $this->is_valid_cached_account( $account ) ) {
return true;
}
$diff = array_diff_assoc( $changes, $account );
return ! empty( $diff );
}
/**
* Updates the WCPay Account locale with the current site language (WPLANG option).
*
* @param string $option_name Option name.
* @param mixed $old_value The old option value.
* @param mixed $new_value The new option value.
*/
public function possibly_update_wcpay_account_locale( $option_name, $old_value, $new_value ) {
if ( 'WPLANG' === $option_name && $this->is_stripe_connected() ) {
try {
$account_settings = [
'locale' => $new_value ? $new_value : 'en_US',
];
$request = Update_Account::from_account_settings( $account_settings );
$response = $request->send( 'wcpay_update_account_settings' );
$updated_account = $response->to_array();
$this->database_cache->add( Database_Cache::ACCOUNT_KEY, $updated_account );
} catch ( Exception $e ) {
Logger::error( __( 'Failed to update Account locale. ', 'woocommerce-payments' ) . $e );
}
}
}
/**
* Retrieves the latest ToS agreement for the account.
*
* @return array|null Either the agreement or null if unavailable.
*/
public function get_latest_tos_agreement() {
$account = $this->get_cached_account_data();
return ! empty( $account ) && isset( $account['latest_tos_agreement'] )
? $account['latest_tos_agreement']
: null;
}
/**
* Returns an array containing the names of all the WCPay related notes that have be actioned.
*
* @return array
*/
private function get_actioned_notes(): array {
$wcpay_note_names = [];
try {
/**
* Data Store for admin notes
*
* @var DataStore $data_store
*/
$data_store = WC_Data_Store::load( 'admin-note' );
} catch ( Exception $e ) {
// Don't stop the on-boarding process if something goes wrong here. Log the error and return the empty array
// of actioned notes.
Logger::error( $e );
return $wcpay_note_names;
}
// Fetch the last 10 actioned wcpay-promo admin notifications.
$add_like_clause = function( $where_clause ) {
return $where_clause . " AND name like 'wcpay-promo-%'";
};
add_filter( 'woocommerce_note_where_clauses', $add_like_clause );
$wcpay_promo_notes = $data_store->get_notes(
[
'status' => [ Note::E_WC_ADMIN_NOTE_ACTIONED ],
'is_deleted' => false,
'per_page' => 10,
]
);
remove_filter( 'woocommerce_note_where_clauses', $add_like_clause );
// If we didn't get an array back from the data store, return an empty array of results.
if ( ! is_array( $wcpay_promo_notes ) ) {
return $wcpay_note_names;
}
// Copy the name of each note into the results.
foreach ( (array) $wcpay_promo_notes as $wcpay_note ) {
$note = new Note( $wcpay_note->note_id );
$wcpay_note_names[] = $note->get_name();
}
return $wcpay_note_names;
}
/**
* Gets the account country.
*
* @return string Country.
*/
public function get_account_country() {
$account = $this->get_cached_account_data();
return $account['country'] ?? 'US';
}
/**
* Gets the account default currency.
*
* @return string Currency code in lowercase.
*/
public function get_account_default_currency() {
$account = $this->get_cached_account_data();
return $account['store_currencies']['default'] ?? 'usd';
}
/**
* Handles adding a note if the merchant is eligible for Instant Deposits.
*
* @param array $account The account data.
*
* @return void
*/
public function handle_instant_deposits_inbox_note( $account ) {
if ( empty( $account ) ) {
return;
}
if ( ! $this->is_instant_deposits_eligible( $account ) ) {
return;
}
require_once WCPAY_ABSPATH . 'includes/notes/class-wc-payments-notes-instant-deposits-eligible.php';
WC_Payments_Notes_Instant_Deposits_Eligible::possibly_add_note();
$this->maybe_add_instant_deposit_note_reminder();
}
/**
* Handles adding a note if the merchant has an loan approved.
*
* @param array $account The account data.
*
* @return void
*/
public function handle_loan_approved_inbox_note( $account ) {
require_once WCPAY_ABSPATH . 'includes/notes/class-wc-payments-notes-loan-approved.php';
// If the account cache is empty, don't try to create an inbox note.
if ( empty( $account ) ) {
return;
}
// Delete the loan note when the user doesn't have an active loan.
if ( ! isset( $account['capital']['has_active_loan'] ) || ! $account['capital']['has_active_loan'] ) {
WC_Payments_Notes_Loan_Approved::possibly_delete_note();
return;
}
// Get the loan summary.
try {
$request = Request::get( WC_Payments_API_Client::CAPITAL_API . '/active_loan_summary' );
$loan_details = $request->send( 'wcpay_get_active_loan_summary_request' );
} catch ( API_Exception $ex ) {
return;
}
WC_Payments_Notes_Loan_Approved::set_loan_details( $loan_details );
WC_Payments_Notes_Loan_Approved::possibly_add_note();
}
/**
* Handles removing note about merchant Instant Deposits eligibility.
* Hands off to handle_instant_deposits_inbox_note to add the new note.
*
* @return void
*/
public function handle_instant_deposits_inbox_reminder() {
require_once WCPAY_ABSPATH . 'includes/notes/class-wc-payments-notes-instant-deposits-eligible.php';
WC_Payments_Notes_Instant_Deposits_Eligible::possibly_delete_note();
$this->handle_instant_deposits_inbox_note( $this->get_cached_account_data() );
}
/**
* Handles adding scheduled action for the Instant Deposit note reminder.
*
* @return void
*/
public function maybe_add_instant_deposit_note_reminder() {
$action_hook = self::INSTANT_DEPOSITS_REMINDER_ACTION;
if ( $this->action_scheduler_service->pending_action_exists( $action_hook ) ) {
return;
}
$reminder_time = time() + ( 90 * DAY_IN_SECONDS );
$this->action_scheduler_service->schedule_job( $reminder_time, $action_hook );
}
/**
* Checks to see if the account is eligible for Instant Deposits.
*
* @param array $account The account data.
*
* @return bool
*/
private function is_instant_deposits_eligible( array $account ): bool {
if ( empty( $account['instant_deposits_eligible'] ) ) {
return false;
}
return true;
}
/**
* Get card testing protection eligible flag account
*
* @return bool
*/
public function is_card_testing_protection_eligible(): bool {
$account = $this->get_cached_account_data();
return $account['card_testing_protection_eligible'] ?? false;
}
/**
* Redirects to the onboarding flow page if the Progressive Onboarding feature flag is enabled or in the experiment treatment mode.
* Also checks if the server is connected and try to connect it otherwise.
*
* @return void
*/
private function redirect_to_onboarding_flow_page() {
if ( ! WC_Payments_Utils::should_use_progressive_onboarding_flow() ) {
return;
}
$onboarding_url = admin_url( 'admin.php?page=wc-admin&path=/payments/onboarding' );
if ( ! $this->payments_api_client->is_server_connected() ) {
$this->payments_api_client->start_server_connection( $onboarding_url );
} else {
$this->redirect_to( $onboarding_url );
}
}
/**
* Send a Tracks event.
*
* @param string $name The event name.
* @param array $properties Optional. The event custom properties.
*
* @return void
*/
private function tracks_event( string $name, array $properties = [] ) {
if ( ! function_exists( 'wc_admin_record_tracks_event' ) ) {
return;
}
// We're not using Tracker::track_admin() here because
// WC_Pay\record_tracker_events() is never triggered due to the redirects.
wc_admin_record_tracks_event( $name, $properties );
Logger::info( 'Tracks event: ' . $name . ' with data: ' . wp_json_encode( WC_Payments_Utils::redact_array( $properties, [ 'woo_country_code' ] ) ) );
}
}
ob_start();
?>
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